Services
Personal Financial
Who is this service designed for?
This service is designed for people who are ready to craft a plan to create their financial ark of safety, or upgrade the plan that they have. This is also for people who are ready to learn how to make their money work for them, and leverage it like the wealthy do. There are many strategies you can implement that are not widely known, but are compliant with IRS codes and allow room for you to grow your money outside of traditional vehicles.
Who benefits the most from using it?
I think that women, or couples, benefit the most from using this service. Often women are not educated or empowered about their money, and they often end up in poverty after their spouse dies, or they are divorced. This is a great way to get ahead of the curveball, and make sure they are ready to handle financial challenges that might come their way. Also, I find that when I work with couples on their finances, it helps create a team atmosphere and keeps them on the same page when it comes to their combined assets. I see that as a huge win for their family, and am a big proponent of couples working together on their finances!
What exactly are you offering?
I am offering a safe space for women and couples to get their questions answered about their financial situation, learn alternative ways to grow their money, how to protect their purchasing power, how to leave a legacy for their children or grandchildren, and how to take charge of their finances. My team and I have a robust offering of products and services that do all of the above in ways that minimize the risk to the client.
What are the problems of the ideal and likely buyer for this service?
Many people don’t have a plan, or they don’t work on their plan. I also see a lot of people going on social media for financial strategies that may or may not be solid advice. I think avoiding pitfalls like bad advice or strategies that aren’t appropriate for the client at their particular life stage are common problems they have. There are many people who might end up with money but don’t know how to properly structure and protect it, or make it grow for their future, from athletes to divorcees. They also don’t know how to minimize their tax burden, or don’t have a CPA who is actively helping them with that. All these work together to eat away at their hard earned money.
What kind of results and outcomes can people expect?
My clients can expect to grow their money over time, in a diversified plan, that prepares them for the kind of future they dream about, knowing that they have a solid coach to help them along the way. With this rapidly changing world, it is more important than ever to be able to preserve your wealth while also being able to take advantage of new strategies and technologies. They can expect to become financially educated so they understand better how money works and how to successfully adapt to the changes life presents them. They can also expect to do this with less risk and more encouragement than in a traditional fiduciary situation.
Group Benefit Program
Who is this service designed for? This service is designed for small to medium size business owners who want to elevate their employees’ lifestyles, attract and retain better employees, and also want to save money on FICA tax and workmen’s compensation. These business owners may or may not already have a benefit program; we can add value and do the above whether they already have a benefit program in place or not. We don’t compete with current offerings; we enhance value.
Who benefits the most from using it? Both the employer and the employee benefits! They both save on taxes, they both get great value from the program. It is a win-win!
What exactly are you offering? We offer a group benefit program that includes a top tier wellness program, a customized weight loss and nutrition program, a mental and behavioral health program, over 1,000 medications at no cost to the employee, and the ability to have costly prescriptions transferred to our service at no cost to the employee, many more health benefits, accident coverage, vision and dental coverage (the best dental program in the country), guaranteed whole life insurance you can take with you, critical illness, and more! Our wellness program serves both the employee and their family, which can be a huge savings and benefit for all.
What are the problems of the ideal and likely buyer for this service?
Many small business owners cannot afford to offer top tier benefits, or benefits at all, to their employees and their families. It creates a significant hurdle when attracting new long term employees to their business, and when an employee has health or personal issues they cannot afford the time or money to get help with, it impacts their time at work and the quality of the work they do. Also, many business owners are needing to save money wherever they can with what is going on in the economy and world today; this program most likely will transform into significant savings to their bottom line, depending on how many employees they have. Another problem business owners have is that they don’t have the time or energy to handle the paperwork and onboarding needed to offer a benefit package like this; we offer a seamless and top quality service in onboarding, employee education, and seamless articulation, along with compliance and audit protection.
What kind of results and outcomes can people expect?
Small business owners can expect to save money on their FICA taxes, save on their workmen compensation, and most importantly, they can expect their employees to be happier and more present at work, knowing that they have more protection and provision for the situations life will throw at them. They can also expect their employees to have lower absenteeism and improved physical and mental health. If they have a self-funded plan, they can also expect to see lower premiums in major medical costs if they already offer it, and significantly lower costs in urgent care and pharmacy.